Our Banking & Finance team regularly provide advice as special counsel for most major lenders in the Chilean and international banking sector. We advise borrowers, guarantors and collateral agents in a variety of financial transactions, domestic and cross-border. Our experienced banking team focuses on providing advice in connection with:

• Syndicated loans
• Commercial lending
• Secured financings
• Structured financings
• Acquisition and leveraged financings
• Derivative instruments
• Restructurings
• Capitalizations

We have unrivalled capabilities when undertaking high-complexity finance transactions, especially in cross-border situations. These include project financing, export-import finance, multi-currency facilities, and simultaneous placement of private and public debt, debt rescheduling and sophisticated refinancing arrangements. Clients choose us  for our reputation in both the international and Chilean market – our knowledge and experience allows broad thinking when handling highly complex matters – we know the global market.

Our banking regulatory group is a key component of our practice. We actively assist and advise our commercial bank and private banking clients on bank licensing, ongoing advice on prudential supervision, compliance, exchange controls anti money laundering, structuring and implementation of banking services and products including, issuance and operation of credit cards, consumer credit, and other bank-related transactions.

Awards & Recognition

Ranked Band 1 Chambers & Partners Latin America 2020.

Ranked Tier 1 Legal 500 2019.

“What the team is known for Acclaimed banking and finance department sitting within a powerhouse full-service firm. Services a diverse client portfolio from the energy and hotel sectors, as well as major domestic and international financial institutions. Team is adept at advising on bank guarantees, debt refinancing and syndicated loan agreements, as well as assisting with VAT credit facilities, acquisition financing and capital amortisation mandates”. 

“Strengths Clients are swift to praise the firm, with one source stating: ‘I like that they are a full-service firm and provide integrated advice. They are good-quality lawyer’. Another source adds: ‘The lawyers are effective, specialists in the field and very advanced in financing matters'”.

Chambers & Partners Latin America 2020

“Morales & Besa’s ‘truly professional and hardworking team has deep knowledge of Chilean legal issues’. It fields experts in restructuring, syndicated loans, structured finance, derivatives, regulatory matters and distressed debt, and it is experienced in industries such as retail, real estate, mining, energy, utilities and infrastructure. In project finance, the group acts for developers, sponsors, lenders, multilateral institutions, guarantors and EPC contractors on project structuring, financing, and construction and contractual issues. On the non-transactional side, the group regularly assists companies with licensing, regulatory and compliance matters”.

Legal 500 2019